Spouse's Pension

(TPP plus CPP)

Conditions Under the TPP

In order for a spouse to receive a pension under the TPP the deceased contributor must have been a pensioner, or at the time of his or her death, have taught two or more years in the province.

Under the CPP

Determining factors are the age of the surviving spouse, whether or not he/she is disabled, and whether or not he/she has dependent children.

A SURVIVING SPOUSE MAY RECEIVE BENEFITS FROM BOTH THE TPP AND THE CPP.

Benefits Under the TPP

  1. for spouses of teachers who retired prior to January 1988; - 50% of the spouse's pension plus 10% for each child under the age of 18 to a maximum of 40%.
  2. for spouses of teachers employed after January 1, 1988; - 60% of the spouse's pension plus 10% for each child under the age of 18 to a maximum of 40%. If the child is under age 25 and completing his/her education, the 10% continues.

Under the CPP

The amount that a surviving spouse may receive depends on the age of the surviving spouse and whether the surviving spouse is also entitled to a retirement pension under the Canada Pension Plan. Contact the Canada Pension Office for exact calculations (1-800-277-9914).